Updated on 06/20/2022
Information We Collect:
In order to provide you with and match you with the right offer, we may collect and/or monitor the following: information knowingly provided by you through online forms, registration forms, surveys, and/or other entry forms, such as sensitive personal data, email addresses, personal, financial or demographic information, basic health information; anonymous web user information, such as Web Page http headers, IP addresses, Internet Service Provider (ISP), date/time stamp, number of clicks and user information, specific or aggregate, regarding what pages our visitors access. Web user information collected on this site is monitored in order to analyze trends, administer thewebsite, monitor user behavior in the aggregate and gather broad demographic information for aggregate use.
This website uses a 'cookie' to assign a unique identifier to your computer. The cookies we use are persistent files that your web browser places on your computer's hard drive. Cookies may be used to help save information on past activities and other preferences, so that you are not required to re-enter information each time you visit this website, and to deliver content specific to your interests. No personally identifiable information is gathered by the cookie.
How We Use Your Information:
Though we make every effort to preserve user privacy, we may be required to disclose personal information in some instances, such as: 1) when required by law wherein we have a good faith believe that such action is necessary to comply with a judicial proceeding, court order, and/or subpoena; 2) in the event that Consumer Action Assist is sold or acquired; or 3) in the event that we believe that the Website is being, or has been, used in violation of our terms and conditions or to commit unlawful acts.
Moreover, you hereby consent to the disclosure of any record or communication to any third party when Consumer Action Assist, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your email address with other third parties for suppression purposes in compliance with the provisions of the Telecommunications Privacy Act ("TCPA"), as amended from time to time.
Disclosure of Information to Third-Parties:
We respectfully take great care of your information. If you choose to provide information on this website, it will be shared with trusted consumer credit lenders for the purpose of evaluating you for insurance or insurance products; your information may also be shared with our partners or third parties for the purpose of marketing special products and services from Consumer Action Assist and/or its third-party affiliates/partners that match your interest.
We may share our user information and/or join together with other businesses to bring selected and exclusive opportunities to our users. We are able to offer third-party services to you, in part, based on your willingness to be reached by our third-party advertisers.
In addition, you agree that such act constitutes a purchase, inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 C.F.R. Part 310, et seq. (the "ATSR"). Notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, Consumer Action Assist retains the right to contact you via telemarketing in accordance with the ATSR. Moreover, by registering with, or requesting information from, a third-party advertiser at or through the Website, such action shall constitute a purchase, an inquiry and/or an application with the respective third-party advertiser for purposes of the ATSR and you may be contacted via email, direct mail and/or telemarketing in accordance with the ATSR.
Consumer Action Assist is not responsible for any content, terms and conditions, or the privacy policies of any third-party advertisers' websites. The entities that advertise and/or place banner ads at the Website, including but not limited to, third party advertisers, are independent third-parties and are not affiliated with Consumer Action Assist.
Your Choices About The Use Of Your Information and Opting Out:
When you submit your information on Consumer Action Assist, you may receive email messaging or third party marketing messages. You will be given the opportunity, in any commercial email that we send to you, to opt out of receiving such messages in the future. You may also opt out of receiving commercial emails by using the 'Unsubscribe' link on our site. It may take up to 10 business days to process your request. If you remove your information from our database it will no longer be used for secondary purposes, disclosed to third-parties, or used by us or third-parties to send promotional correspondence to you. If your information has already been shared with a third party, it may be necessary to contact the third party directly to opt out of receiving information from them.
We may use the personal information you've provided on this site to administer the services you've requested, including wireless services that display customized content and advertising. In addition to any fee of which you are notified of, your wireless provider's standard message rates apply to our confirmation and all subsequent SMS correspondence. You may opt out from further SMS messages and remove your SMS information from our database by responding 'STOP', 'END' or 'QUIT' to the SMS text message you received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third-parties, or used by us or third-parties to send promotional correspondence to you.
Visitors under 18 years of age are not permitted to use and/or submit their personal information at the Website. Consumer Action Assist does not knowingly solicit or collect information from individuals under the age of 18. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.
All collected information is stored in a technically and physically secured environment. Furthermore, access to this information is strictly limited, and the information is not accessible to the public. Our employees are dedicated to ensuring the security and privacy of all Consumer Action Assist user information. To prevent unauthorized access, maintain data accuracy and ensure the correct use of information, we use appropriate industry standard procedures to safeguard the confidentiality of your personal information, such as firewall, encryption, token authentication, application proxies, monitoring technology, and adaptive analysis of network traffic to monitor abuse of our network and its data.
In addition, Consumer Action Assist has security measures in place to protect the loss, misuse and alteration of personal information under our control.
Please be advised that, although we take every reasonable technological precaution available to protect your data, no data transmission over the internet can be guaranteed to be 100% secure.
If you have any dispute concerning any aspect of these Terms of Website Use, the Website, or any of our services, you agree to submit your dispute for resolution by arbitration before the American Arbitration Association ("AAA") in the county where you live by filing a Demand for Arbitration. The arbitrator will have exclusive authority to resolve any dispute including any claim that all or any part of these Terms of Website Use are unenforceable. Opt-Out of Arbitration/Class Action Waiver. The Terms & Conditions do not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This provision preventing you from bringing, joining or participating in class action lawsuits is an independent agreement. You may opt-out of these Dispute Resolution Provisions by providing written notice of your decision within thirty (30) days of the date that you first register on the consumeractionassist Website. YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST US, ANY PERSON RELATED TO US OR A SERVICE PROVIDER USED BY US TO PROVIDE THE SERVICE.
© 2023 Consumer Action Assist™. All Rights Reserved.
If you have any questions or comments regarding this notice, please write to us with your specific
Attention: Consumer Services (Consumer Action Assist), PMB 346, 425 Carr 693 Ste 1, Dorado PR 00646-4817, Puerto Rico,
or email [email protected].